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ReliaShield Review Review

Technology is becoming more integrated into modern life.

The more frequently you are online, though, the more opportunities there are for you to be a victim of cybercrime.

The risks of phishing and hacking are ever-present; it is essential to have some form of defense.

That is where identity protection comes into play. It provides a primary line of defense against fraud or stolen identity.

Policies will also have a safety net if you are a victim of cybercrime, as the provider will cover your expenses related to credit reports, lost wages, legal fees, and more.

Table of Contents:

  • About ReliaShield
  • Services
  • Costs
  • Security
  • Pros
  • Cons

What is ReliaShield?

ReliaShield has been a leader in the identity theft protection industry since 1999.

More than a million Americans use the service as a form of insurance against fraud.

The company claims to have “a proud record of 100 percent success in restoring those individuals’ identities to pre-theft status.

What Does ReliaShield Offer?

Since its inception, ReliaShield has made a name for itself with its competitive pricing and comprehensive policies.

While no organization can guarantee 100 percent protection, ReliaShield extends its coverage as far as possible. It includes additional protection for children under the age of 18 for free.

ReliaShield Essential Plan

The ReliaShield Essential package covers all forms of ID theft. It comes with a host of monitoring services for the dark web, your social security number, court records, and changes of address. If something does happen to your identity, ReliaShield will reimburse you up to $1 million.

ReliaShield Prime Plan

ReliaShield Prime offers all the same features and more. For instance, the plan comes with more extensive monitoring services, including single bureau credit, neighborhood predators, and non-credit loans.

Perhaps most importantly, it is its oversight of social media whose users are 46 percent more likely to suffer account takeover fraud, according to a 2017 study from Javelin Strategy & Research.

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ReliaShield Elite Plan

If you want the maximum amount of protection, there is the ReliaShield Elite plan. The added perks include notifications for bank account takeovers, new bank accounts, and credit card applications, as well as a monthly credit score tracker.
For more information, you can check out ReliaShield product offerings here. 

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How Much Does ReliaShield Cost

ReliaShield offers competitive pricing for all three of its plans. It includes fees as low as the price of two cups of coffee. Here are the rates for ReliaShield’s three packages:


  • ReliaShield Essential: $7.99 per month, $87.99 per year
  • ReliaShield Prime: $14.99 per month, $164.99 per year
  • ReliaShield Elite: $21.99 per month, $241.89 per year


  • ReliaShield Essential for Families: $14.99 per month, $164.89 per year
  • ReliaShield Prime for Families: $24.99 per month, $274.89 per year
  • ReliaShield Elite for Families: $34.99 per month, $384.89 per year

Is ReliaShield Safe?

ReliaShield is a reliable provider of identity protection services, as its name suggests. The company coverage for individuals and families may be tailored to your needs and budgets. They do not have a complaint evident regarding their services or products on the Better Business Bureau.

ReliaShield has “assisted thousands of victims of identity crime,” when it comes to restoring their identity. The company has the resources to restore the victim’s identity to pre-fraud status. You can get back to normal life in no time.

Pros of ReliaShield

Competitive Pricing

No matter your budget, there is a plan available for you with ReliaShield. The company offers three different tiers ranging from $7.99 to $34.99 per month, depending on the desired coverage. Considering that Americans lost $15.4 billion in identity theft in 2014, this small investment appears to be worthwhile.

The price of the plan is relative to the coverage, so it is possible to get cheaper plans, but customers will have to sacrifice their overall levels of protection. According to the National Association of Insurance Commissioners, people can find similar policies ranging from $25 to $60 per year.

Customers receive the benefit of free coverage for their children, too, regardless of the plan they select. The perk applies to any members of a two-parent household that are under the age of 18. As a point of reference, many competitors charge for this service.

Comprehensive Coverage

ReliaShield is worth exploring if you want complete peace of mind when it comes to identity protection. The company has a range of monitoring and detection systems to alert you of any foul play. You can take proactive steps to mitigate any potential threat to your identity and finances.

Each ReliaShield plan also comes with 24/7/365 customer service. People are always able to get in touch with an identity theft recovery specialist for information regarding their service or personal information. ReliaShield offers insurance on a wide range of platforms, ranging from social media to credit scores to investment accounts.


ReliaShield has been in the identity protection industry for two decades. The company is a part of ReliaQuote Insurance Services, which is the brainchild of three former Northwestern Mutual Life Insurance agents. Since its inception, the organization has earned headlines in Forbes, SmartMoney, and Money Magazines.

Cons of ReliaShield

No Services for Pre-Existing Theft

According to Forbes, data breaches have yielded access to more than four billion records in the first six months of 2019 alone. If you have already had your identity stolen before seeking a policy, ReliaShield will not cover the current claims. They also do not offer services dedicated to existing recovery options.

Few comparable companies offer assistance for pre-existing theft, though. Companies that do provide this service will often label it as “theft restoration.” While this feature is relatively common, it can be inconvenient for people whose identities are already in jeopardy.

Antivirus Protection Is Not Clear

No company can cover all aspects of identity fraud, and ReliaShield is no exception. For instance, it is unclear whether they have any offerings related to antivirus software, which would be able to protect your electronics.

If you would like more information about ReliaShield, and their services, you can contact them at (888) 201-1944 and speak with a representative.



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